Licensed Insurance Agency Based in Ft. Lauderdale, FloridaComplimentary consultationsstephend@cfnsfl.com

P&C Division

Nexus Property & Casualty

Personal and commercial coverage should reflect what you own, how you operate, and the risks you face. We help you review coverage options with those priorities in mind.

Home, auto, and commercial property and casualty coverage

Commercial coverage for real businesses and real operations.

What We Help You Review

A broad view of what needs protection.

From a primary home or vehicle to a growing commercial operation, insurance decisions should account for liability, property values, contractual obligations, and changing exposures.

Our Property & Casualty services include personal and commercial insurance options. Coverage availability, terms, limits, and exclusions depend on the insurer and policy.

Our Focus

Practical considerations. Personal attention.

No two clients have the same responsibilities, resources, or goals. Here are three areas we can explore together.

01

Personal Property

Review homeowners, condo, renters, and other property protection options relevant to your circumstances.

02

Personal Auto

Explore vehicle coverage, liability limits, and uninsured motorist considerations.

03

Commercial Insurance

Evaluate property, liability, commercial auto, workers’ compensation, and profession-specific exposures.

Personal Insurance

Personal coverage, considered carefully.

Coverage selection depends on the property, vehicle, risks, limits, and available policy terms.

Florida residential property with landscaped exterior

Home & Property

Homeowners, renters, condo, dwelling, and weather-related protection considerations.

Modern vehicle at a residential driveway

Auto

Personal auto, liability limits, uninsured motorist protection, and driver exposure.

Dealership service advisor at her desk

Commercial

Commercial property, general liability, workers’ compensation, commercial auto, E&O, umbrella, and more.

Home, car, and commercial vehicles covered by property and casualty insurance

Commercial Insurance

Coverage for the way your business operates.

Our commercial insurance conversations can include:

  • Commercial property
  • General liability
  • Workers’ compensation
  • Commercial auto
  • Professional liability / E&O
  • Commercial umbrella and excess liability
  • Business owners policies and specialized risks

Questions & Answers

Good decisions begin with the right questions.

These are starting points. A personalized review is where we discuss your specific circumstances.

Can Nexus review my existing commercial insurance?

Yes. We can review declarations and coverage needs, discuss common risk areas, and explore available alternatives where appropriate.

Do you cover waste hauling, contractors, and other businesses?

Commercial insurance eligibility depends on industry, operations, carriers, and the state involved. We can assess your needs and discuss which options may be available.

Is umbrella coverage the same as general liability?

No. An umbrella or excess liability policy generally provides additional limits subject to its terms; the underlying policies and applicable exclusions matter.

Connected Priorities

Explore related strategies.

Complimentary Consultations

Get a clearer picture of your options.

Tell us what you would like to review. We’ll follow up to understand your priorities and discuss the next step.

Contact Us